The sky is falling!

Defaults on subprime loans–those made to people with poor credit–have climbed sharply in the United States in recent months and have triggered concern about the impact on credit markets worldwide.

Now, granted, I don’t know anything about economics or the housing market or any of that nonsense. But I’m pretty certain that loaning money to people who can’t pay it back is not a very good idea. I blame the poor. Get rich, you idiots!